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HappyMLOMortgage Loan Originator Education
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PRICING

Simple course pricing.

Start at $299.00 for your national course. Choose your state to see the additional education and full course total.

YOUR FOUNDATION

20-hour SAFE prelicensing

$299.00one-time

+ $30.00 NMLS credit banking fee (20 credit hours)

A one-time course purchase with educator support.

  • 20 hours of national MLO prelicensing education
  • Practice questions in every module
  • Assigned educator, Q&A and assignment review
  • First retake free if you run out of time
  • Pass guarantee: retake free if you don't pass the SAFE test
Find my course plan

COMPLETE YOUR PLAN

State-specific education

From $49.00

+ $1.50 per credit hour NMLS credit banking fee

Some licensing agencies require additional coursework. Find the right education for your application.

  • $49.00 for a course up to 3 hours, then $15.00 per additional hour
  • State-specific lessons and activities
  • Add only the courses your license requires
Choose Your State

FOR COMPANIES

Prepaid team seats

Get your loan officers or recruits licensed together. Your company pays; each seat is one 20-hour national course, plus the NMLS banking fee per seat.

  • 5+ seats $269.00 per seat (10% off)
  • 25+ seats $239.00 per seat (20% off)
  • 100+ seats $209.00 per seat (30% off)

One-time course pricing. No subscription. NMLS charges $1.50 per credit hour to bank your completed education, shown as its own line at checkout. For example, the 20-hour national course plus one required 3-hour state course totals $382.50, including $34.50 in NMLS credit banking fees. Enrollment opens after course approval and delivery readiness. Official exam and licensing fees are separate.